A good mortgage for buying a house or flat. Compare interest rates on housing loans in banks. Purpose of the mortgage: building a house, buying a flat or a plot of land.
Review of proposals in banks and the opportunity to contact a financial intermediary who will help you find a bank and mortgage for free.
And here comes the basic question: what is a good mortgage for buying a flat or a house? Or maybe for the general renovation of real estate?
Assuming that you have the right creditworthiness and you know how much you need a mortgage, then you can read the offers of banks and choose a mortgage.
However, if you do not know whether and what your creditworthiness is, it is best to contact any bank or financial expert in this matter.
A favorable mortgage comparison
If you compare only two loan offers in the case of mortgage loans, then a little. It is necessary to compare many loan offers. And this is a time-consuming task. And to know this yet and know what to look for.
The mortgage calculator will not help you find the best loan. It can only be used to estimate the installment and, if necessary, to contact the selected bank or designated financial intermediary.
Currently, when you buy a flat or a house, you need a 20% own contribution for this purchase of a mortgage. Without the own contribution, it is not possible to obtain a loan, unless the bank requires a minimum own contribution of 10%. But the missing amount should be insured. Not every bank has such a loan offer. In which banks is it possible?
And, among other things, it is worth contacting a financial expert. It is a great and proven way to get acquainted with mortgage offers, find out whether and what creditworthiness we have and what documents are needed when applying for a loan. Of course, it is also a comparison of mortgage loans, and not two or three banks, but nearly 20!